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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,572 | $118,875-68.4% | $96,572-61.1% | $167,553-77.6% |
| Participation rate | 83.3% | 75.5%+7.8pp | 69.8%+13.5pp | 82.1%+1.2pp |
| Annual return | 16.33% | 50.50%-34.2pp | 37.79%-21.5pp | 478.89%-462.6pp |
| Employer contribution / active EE | $2,590 | $3,121-17.0% | $2,357+9.9% | $4,840-46.5% |
| Participant deferral / active EE | $7,215 | $4,617+56.3% | $3,850+87.4% | $6,343+13.7% |
| Admin fee / account holder | $12,032 | $8,070+49.1% | $6,183+94.6% | $12,316-2.3% |