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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA STREET · SANTA BARBARA, CA 93101 | Advisory (Plan) | $31,287 |
THE VANGUARD GROUP, INC.5 years Service code 15 · EIN 23-1945930 | Recordkeeping | $5,019 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,572 | $58,320-47.6% | $86,438-64.6% | $66,938-54.3% |
| Participation rate | 94.1% | 78.6%+15.6pp | 80.3%+13.8pp | 69.8%+24.3pp |
| Annual return | -16.34% | -9.71%-6.6pp | 4397.19%-4413.5pp | 1.58%-17.9pp |
| Employer contribution / active EE | $0 | $2,615-100.0% | $3,769-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $13,671 | $6,899+98.1% | $6,952+96.6% | $4,238+222.6% |
| Admin fee / account holder | $88 | $546-83.9% | $6,733-98.7% | $594-85.2% |