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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,836 | $57,352-82.9% | $83,831-88.3% | $64,173-84.7% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -10.58% | 11.38%-22.0pp | 850.99%-861.6pp | 7.63%-18.2pp |
| Employer contribution / active EE | $1,848 | $2,546-27.4% | $3,631-49.1% | $2,381-22.4% |
| Participant deferral / active EE | $2,369 | $2,993-20.8% | $4,082-42.0% | $3,470-31.7% |
| Admin fee / account holder | $674 | $4,046-83.3% | $5,479-87.7% | $4,887-86.2% |