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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,455 | $78,682-85.4% | $109,188-89.5% | $85,851-86.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 12.45% | 25.09%-12.6pp | 25.76%-13.3pp | 318.63%-306.2pp |
| Employer contribution / active EE | $1,895 | $2,734-30.7% | $3,723-49.1% | $2,565-26.1% |
| Participant deferral / active EE | $1,959 | $3,468-43.5% | $4,654-57.9% | $3,952-50.4% |
| Admin fee / account holder | $4,914 | $5,470-10.2% | $6,755-27.3% | $6,261-21.5% |