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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,927 | $106,008-86.9% | $92,240-84.9% | $147,586-90.6% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.5%+12.4pp | 82.8%+6.1pp |
| Annual return | 19.60% | 50.05%-30.5pp | 176.29%-156.7pp | 578.59%-559.0pp |
| Employer contribution / active EE | $2,417 | $4,333-44.2% | $3,680-34.3% | $4,876-50.4% |
| Participant deferral / active EE | $3,204 | $4,478-28.5% | $3,897-17.8% | $5,439-41.1% |
| Admin fee / account holder | $1,141 | $6,333-82.0% | $5,194-78.0% | $10,886-89.5% |