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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,399 | $65,367-74.9% | $92,915-82.4% | $72,976-77.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 25.85% | 42.11%-16.3pp | 109.45%-83.6pp | 81.02%-55.2pp |
| Employer contribution / active EE | $2,915 | $2,594+12.4% | $3,653-20.2% | $2,440+19.5% |
| Participant deferral / active EE | $3,756 | $3,128+20.1% | $4,238-11.4% | $3,608+4.1% |
| Admin fee / account holder | $471 | $4,251-88.9% | $5,796-91.9% | $5,124-90.8% |