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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,878 | $166,131-71.2% | $164,975-71.0% | $145,877-67.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.58% | 100.37%-86.8pp | 70.12%-56.5pp | 551.28%-537.7pp |
| Employer contribution / active EE | $3,432 | $5,276-35.0% | $4,343-21.0% | $4,663-26.4% |
| Participant deferral / active EE | $7,418 | $6,962+6.5% | $6,033+22.9% | $6,691+10.9% |
| Admin fee / account holder | $1,608 | $16,648-90.3% | $12,688-87.3% | $13,402-88.0% |