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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,502 | $152,592-88.5% | $125,180-86.0% | $152,885-88.6% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 23.54% | 54.84%-31.3pp | 43.79%-20.2pp | 345.39%-321.8pp |
| Employer contribution / active EE | $1,694 | $4,947-65.8% | $3,866-56.2% | $4,763-64.4% |
| Participant deferral / active EE | $3,598 | $5,868-38.7% | $4,937-27.1% | $5,851-38.5% |
| Admin fee / account holder | $951 | $13,435-92.9% | $9,703-90.2% | $11,598-91.8% |