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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,786 | $142,361-80.5% | $119,608-76.8% | $134,509-79.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -13.44% | -12.46%-1.0pp | -14.98%+1.5pp | 418.13%-431.6pp |
| Employer contribution / active EE | $3,060 | $5,224-41.4% | $4,232-27.7% | $4,741-35.5% |
| Participant deferral / active EE | $6,777 | $6,468+4.8% | $5,601+21.0% | $6,400+5.9% |
| Admin fee / account holder | $714 | $13,588-94.7% | $10,326-93.1% | $11,427-93.8% |