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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,597 | $101,063+11.4% | $81,473+38.2% | $147,586-23.7% |
| Participation rate | 55.6% | 74.5%-18.9pp | 68.0%-12.4pp | 82.8%-27.3pp |
| Annual return | 19.10% | 32.41%-13.3pp | 38.78%-19.7pp | 578.59%-559.5pp |
| Employer contribution / active EE | $2,525 | $3,206-21.2% | $2,568-1.7% | $4,876-48.2% |
| Participant deferral / active EE | $2,000 | $4,242-52.9% | $3,537-43.5% | $5,439-63.2% |
| Admin fee / account holder | $1,782 | $5,812-69.3% | $4,561-60.9% | $10,886-83.6% |