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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,527 | $104,953+15.8% | $84,637+43.6% | $152,909-20.5% |
| Participation rate | 60.0% | 74.8%-14.8pp | 68.2%-8.2pp | 82.5%-22.5pp |
| Annual return | 22.05% | 373.94%-351.9pp | 258.82%-236.8pp | 345.46%-323.4pp |
| Employer contribution / active EE | $2,133 | $3,304-35.4% | $2,653-19.6% | $4,764-55.2% |
| Participant deferral / active EE | $2,125 | $4,691-54.7% | $3,900-45.5% | $5,851-63.7% |
| Admin fee / account holder | $737 | $6,244-88.2% | $4,914-85.0% | $11,601-93.7% |