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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,512 | $95,188+18.2% | $76,518+47.0% | $135,380-16.9% |
| Participation rate | 50.0% | 74.4%-24.4pp | 68.0%-18.0pp | 82.6%-32.6pp |
| Annual return | -7.34% | 4.85%-12.2pp | -0.27%-7.1pp | 519.81%-527.1pp |
| Employer contribution / active EE | $2,240 | $3,303-32.2% | $2,647-15.4% | $4,779-53.1% |
| Participant deferral / active EE | $1,850 | $4,640-60.1% | $3,836-51.8% | $5,609-67.0% |
| Admin fee / account holder | $810 | $6,249-87.0% | $4,849-83.3% | $10,828-92.5% |