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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,808 | $93,064-20.7% | $74,577-1.0% | $273,972-73.1% |
| Participation rate | 66.7% | 74.9%-8.3pp | 68.1%-1.4pp | 83.0%-16.3pp |
| Annual return | 7.60% | 26.18%-18.6pp | 20.47%-12.9pp | 41.46%-33.9pp |
| Employer contribution / active EE | $6,007 | $3,160+90.1% | $2,525+137.9% | $4,869+23.4% |
| Participant deferral / active EE | $2,141 | $4,160-48.5% | $3,458-38.1% | $5,287-59.5% |
| Admin fee / account holder | $6,941 | $5,273+31.6% | $4,138+67.7% | $10,133-31.5% |