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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,996 | $109,863-19.0% | $98,477-9.6% | $167,518-46.9% |
| Participation rate | 83.3% | 75.8%+7.5pp | 73.3%+10.0pp | 82.1%+1.2pp |
| Annual return | 17.04% | 1958.09%-1941.1pp | 1493.59%-1476.5pp | 478.71%-461.7pp |
| Employer contribution / active EE | $3,270 | $3,225+1.4% | $2,961+10.5% | $4,838-32.4% |
| Participant deferral / active EE | $7,809 | $4,673+67.1% | $4,276+82.6% | $6,342+23.1% |
| Admin fee / account holder | $1,747 | $6,755-74.1% | $5,951-70.6% | $12,312-85.8% |