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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,837 | $88,754+45.2% | $81,820+57.5% | $145,877-11.7% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 13.98% | 1031.77%-1017.8pp | 777.93%-764.0pp | 551.28%-537.3pp |
| Employer contribution / active EE | $3,653 | $3,085+18.4% | $2,915+25.3% | $4,663-21.7% |
| Participant deferral / active EE | $9,137 | $4,648+96.6% | $4,323+111.4% | $6,691+36.6% |
| Admin fee / account holder | $1,370 | $8,424-83.7% | $7,391-81.5% | $13,402-89.8% |