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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,093 | $100,938-38.5% | $90,461-31.4% | $158,982-60.9% |
| Participation rate | 84.6% | 75.0%+9.6pp | 72.7%+11.9pp | 82.0%+2.6pp |
| Annual return | 17.05% | 1727.20%-1710.2pp | 1294.76%-1277.7pp | 302.99%-285.9pp |
| Employer contribution / active EE | $2,896 | $3,691-21.5% | $3,264-11.3% | $4,763-39.2% |
| Participant deferral / active EE | $6,514 | $4,350+49.8% | $3,964+64.3% | $5,983+8.9% |
| Admin fee / account holder | $649 | $6,510-90.0% | $5,617-88.4% | $11,252-94.2% |