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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,988 | $90,607-64.7% | $79,467-59.7% | $135,380-76.4% |
| Participation rate | 72.7% | 76.0%-3.3pp | 73.3%-0.6pp | 82.6%-9.9pp |
| Annual return | -7.19% | 977.74%-984.9pp | 718.30%-725.5pp | 519.81%-527.0pp |
| Employer contribution / active EE | $2,878 | $3,068-6.2% | $2,800+2.8% | $4,779-39.8% |
| Participant deferral / active EE | $5,215 | $4,050+28.8% | $3,704+40.8% | $5,609-7.0% |
| Admin fee / account holder | $424 | $5,895-92.8% | $5,104-91.7% | $10,828-96.1% |