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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,755 | $110,410-47.7% | $102,437-43.6% | $145,897-60.4% |
| Participation rate | 16.7% | 77.9%-61.3pp | 74.5%-57.8pp | 80.3%-63.6pp |
| Annual return | 13.19% | 24.85%-11.7pp | 24.95%-11.8pp | 552.29%-539.1pp |
| Employer contribution / active EE | $991 | $4,217-76.5% | $3,871-74.4% | $4,663-78.8% |
| Participant deferral / active EE | $2,481 | $5,622-55.9% | $5,060-51.0% | $6,689-62.9% |
| Admin fee / account holder | $3,029 | $9,745-68.9% | $8,388-63.9% | $13,390-77.4% |