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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,173 | $106,267-61.3% | $96,520-57.3% | $139,456-70.5% |
| Participation rate | 30.8% | 77.8%-47.1pp | 74.3%-43.6pp | 80.3%-49.6pp |
| Annual return | 15.27% | 38.45%-23.2pp | 35.72%-20.4pp | 373.45%-358.2pp |
| Employer contribution / active EE | $4,305 | $4,105+4.9% | $3,739+15.2% | $4,753-9.4% |
| Participant deferral / active EE | $0 | $5,454-100.0% | $4,879-100.0% | $6,711-100.0% |
| Admin fee / account holder | $314 | $7,882-96.0% | $6,733-95.3% | $11,407-97.3% |