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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,953 | $115,810-56.0% | $101,271-49.7% | $158,966-67.9% |
| Participation rate | 40.0% | 79.4%-39.4pp | 75.8%-35.8pp | 82.0%-42.0pp |
| Annual return | 37.63% | 56.15%-18.5pp | 46.48%-8.9pp | 302.95%-265.3pp |
| Employer contribution / active EE | $1,858 | $4,175-55.5% | $3,660-49.2% | $4,762-61.0% |
| Participant deferral / active EE | $4,072 | $4,958-17.9% | $4,371-6.8% | $5,983-31.9% |
| Admin fee / account holder | $824 | $7,248-88.6% | $5,948-86.1% | $11,250-92.7% |