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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,379 | $86,949+13.1% | $102,460-4.0% | $80,959+21.5% |
| Participation rate | 21.3% | 72.4%-51.1pp | 76.5%-55.3pp | 67.7%-46.4pp |
| Annual return | 16.10% | 18.89%-2.8pp | 29.47%-13.4pp | 35.67%-19.6pp |
| Employer contribution / active EE | $712 | $2,370-69.9% | $3,025-76.5% | $2,757-74.2% |
| Participant deferral / active EE | $2,016 | $4,121-51.1% | $5,056-60.1% | $4,300-53.1% |
| Admin fee / account holder | $1,959 | $8,048-75.7% | $9,460-79.3% | $6,925-71.7% |