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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,889 | $103,392-65.3% | $87,104-58.8% | $152,897-76.5% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.9%+3.1pp | 82.5%-2.5pp |
| Annual return | 24.88% | 28.10%-3.2pp | 28.19%-3.3pp | 345.43%-320.5pp |
| Employer contribution / active EE | $1,750 | $3,221-45.7% | $2,521-30.6% | $4,764-63.3% |
| Participant deferral / active EE | $4,693 | $4,778-1.8% | $4,048+15.9% | $5,851-19.8% |
| Admin fee / account holder | $2,838 | $12,194-76.7% | $7,491-62.1% | $11,599-75.5% |