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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,054 | $78,428-38.7% | $95,960-49.9% | $79,852-39.8% |
| Participation rate | 51.5% | 73.5%-22.0pp | 77.1%-25.6pp | 69.6%-18.1pp |
| Annual return | 22.12% | 19.37%+2.8pp | 91.63%-69.5pp | 31.72%-9.6pp |
| Employer contribution / active EE | $949 | $1,945-51.2% | $2,541-62.7% | $2,471-61.6% |
| Participant deferral / active EE | $2,556 | $3,440-25.7% | $4,167-38.6% | $3,740-31.7% |
| Admin fee / account holder | $0 | $5,622-100.0% | $6,797-100.0% | $5,306-100.0% |