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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,470 | $106,524-18.8% | $152,301-43.2% | $87,485-1.2% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.4%+6.4pp | 68.9%+20.0pp |
| Annual return | 26.77% | 26.89%-0.1pp | 80.50%-53.7pp | 26.06%+0.7pp |
| Employer contribution / active EE | $4,007 | $3,371+18.8% | $4,624-13.4% | $2,596+54.3% |
| Participant deferral / active EE | $9,616 | $6,525+47.4% | $8,004+20.1% | $4,274+125.0% |
| Admin fee / account holder | $1,852 | $8,287-77.6% | $14,398-87.1% | $7,775-76.2% |