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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,949 | $102,429-33.7% | $147,096-53.8% | $80,925-16.0% |
| Participation rate | 86.5% | 75.9%+10.7pp | 82.2%+4.4pp | 67.7%+18.9pp |
| Annual return | 17.01% | 135.02%-118.0pp | 419.75%-402.7pp | 35.65%-18.6pp |
| Employer contribution / active EE | $4,386 | $3,716+18.0% | $4,936-11.1% | $2,756+59.1% |
| Participant deferral / active EE | $10,880 | $6,649+63.7% | $8,071+34.8% | $4,299+153.1% |
| Admin fee / account holder | $16,292 | $7,957+104.7% | $13,005+25.3% | $6,940+134.7% |