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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,949 | $102,393-33.6% | $147,041-53.8% | $80,911-16.0% |
| Participation rate | 86.5% | 75.9%+10.7pp | 82.2%+4.4pp | 67.6%+18.9pp |
| Annual return | 17.01% | 134.95%-117.9pp | 419.21%-402.2pp | 35.63%-18.6pp |
| Employer contribution / active EE | $4,386 | $3,715+18.0% | $4,935-11.1% | $2,756+59.1% |
| Participant deferral / active EE | $10,880 | $6,647+63.7% | $8,071+34.8% | $4,297+153.2% |
| Admin fee / account holder | $16,292 | $7,943+105.1% | $13,006+25.3% | $6,935+134.9% |