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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,356 | $98,766-57.1% | $149,730-71.7% | $79,852-47.0% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 34.72% | 27.43%+7.3pp | 276.70%-242.0pp | 31.72%+3.0pp |
| Employer contribution / active EE | $4,132 | $3,217+28.4% | $4,645-11.0% | $2,471+67.2% |
| Participant deferral / active EE | $10,418 | $5,681+83.4% | $6,843+52.3% | $3,740+178.5% |
| Admin fee / account holder | $1,453 | $6,052-76.0% | $9,310-84.4% | $5,306-72.6% |