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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,919 | $93,598-32.8% | $135,974-53.7% | $75,173-16.3% |
| Participation rate | 88.9% | 75.2%+13.7pp | 81.9%+7.0pp | 67.2%+21.7pp |
| Annual return | 29.61% | 30.89%-1.3pp | 68.30%-38.7pp | 160.72%-131.1pp |
| Employer contribution / active EE | $4,313 | $3,538+21.9% | $4,859-11.2% | $2,671+61.5% |
| Participant deferral / active EE | $11,008 | $6,405+71.9% | $7,760+41.9% | $4,126+166.8% |
| Admin fee / account holder | $1,081 | $6,978-84.5% | $10,767-90.0% | $5,651-80.9% |