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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,326 | $100,003-1.7% | $146,685-33.0% | $85,856+14.5% |
| Participation rate | 67.1% | 73.1%-6.0pp | 80.1%-13.0pp | 69.3%-2.2pp |
| Annual return | 13.59% | 18.93%-5.3pp | 22.75%-9.2pp | 318.58%-305.0pp |
| Employer contribution / active EE | $722 | $2,559-71.8% | $4,137-82.6% | $2,565-71.9% |
| Participant deferral / active EE | $5,258 | $4,006+31.3% | $5,507-4.5% | $3,952+33.1% |
| Admin fee / account holder | $6,767 | $7,704-12.2% | $10,281-34.2% | $6,261+8.1% |