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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,422 | $81,870+3.1% | $119,622-29.4% | $68,486+23.3% |
| Participation rate | 60.8% | 71.9%-11.1pp | 79.3%-18.5pp | 67.9%-7.1pp |
| Annual return | -14.84% | -23.82%+9.0pp | -14.98%+0.1pp | -7.85%-7.0pp |
| Employer contribution / active EE | $1,031 | $2,692-61.7% | $4,232-75.6% | $2,597-60.3% |
| Participant deferral / active EE | $5,467 | $4,148+31.8% | $5,601-2.4% | $4,028+35.7% |
| Admin fee / account holder | $7,355 | $6,583+11.7% | $10,328-28.8% | $5,404+36.1% |