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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,453 | $91,559-13.2% | $133,978-40.7% | $79,856-0.5% |
| Participation rate | 70.5% | 73.3%-2.8pp | 79.8%-9.3pp | 69.6%+0.9pp |
| Annual return | 15.15% | 61.85%-46.7pp | 45.10%-29.9pp | 31.71%-16.6pp |
| Employer contribution / active EE | $173 | $2,384-92.8% | $3,919-95.6% | $2,471-93.0% |
| Participant deferral / active EE | $4,677 | $3,734+25.3% | $5,047-7.3% | $3,741+25.0% |
| Admin fee / account holder | $5,003 | $6,321-20.9% | $8,930-44.0% | $5,306-5.7% |