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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,554 | $91,537+4.4% | $130,045-26.5% | $75,173+27.1% |
| Participation rate | 67.1% | 71.5%-4.4pp | 78.5%-11.4pp | 67.2%-0.1pp |
| Annual return | 15.77% | -631.55%+647.3pp | -137.30%+153.1pp | 160.72%-144.9pp |
| Employer contribution / active EE | $985 | $2,845-65.4% | $4,321-77.2% | $2,671-63.1% |
| Participant deferral / active EE | $5,396 | $4,343+24.2% | $5,820-7.3% | $4,126+30.8% |
| Admin fee / account holder | $3,335 | $6,780-50.8% | $10,600-68.5% | $5,651-41.0% |