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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,474 | $65,423-25.9% | $98,477-50.8% | $85,856-43.5% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 24.05% | 21.76%+2.3pp | 1493.59%-1469.5pp | 318.58%-294.5pp |
| Employer contribution / active EE | $3,744 | $2,168+72.7% | $2,961+26.5% | $2,565+46.0% |
| Participant deferral / active EE | $6,524 | $3,167+106.0% | $4,276+52.6% | $3,952+65.1% |
| Admin fee / account holder | $1,704 | $4,594-62.9% | $5,951-71.4% | $6,261-72.8% |