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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,236 | $103,008-71.6% | $90,304-67.6% | $152,897-80.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 34.85% | 95.22%-60.4pp | 78.13%-43.3pp | 345.43%-310.6pp |
| Employer contribution / active EE | $5,111 | $3,139+62.8% | $2,855+79.0% | $4,764+7.3% |
| Participant deferral / active EE | $8,346 | $4,281+94.9% | $3,885+114.8% | $5,851+42.6% |
| Admin fee / account holder | $4,928 | $6,175-20.2% | $5,354-8.0% | $11,599-57.5% |