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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,266 | $60,128-31.4% | $90,440-54.4% | $79,852-48.3% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 41.38% | 71.95%-30.6pp | 1294.38%-1253.0pp | 31.72%+9.7pp |
| Employer contribution / active EE | $3,920 | $2,068+89.5% | $3,263+20.1% | $2,471+58.6% |
| Participant deferral / active EE | $6,115 | $2,939+108.1% | $3,964+54.3% | $3,740+63.5% |
| Admin fee / account holder | $2,493 | $3,977-37.3% | $5,615-55.6% | $5,306-53.0% |