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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,294 | $84,685-65.4% | $73,836-60.3% | $125,389-76.6% |
| Participation rate | 62.5% | 76.8%-14.3pp | 73.4%-10.9pp | 83.2%-20.7pp |
| Annual return | -2.98% | 3123.80%-3126.8pp | 2268.06%-2271.0pp | 282.24%-285.2pp |
| Employer contribution / active EE | $1,005 | $3,123-67.8% | $2,787-63.9% | $4,866-79.3% |
| Participant deferral / active EE | $4,561 | $3,993+14.2% | $3,583+27.3% | $5,352-14.8% |
| Admin fee / account holder | $315 | $5,694-94.5% | $4,882-93.5% | $9,541-96.7% |