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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,637 | $29,716+43.5% | $56,077-24.0% | $80,925-47.3% |
| Participation rate | 51.9% | 41.7%+10.2pp | 52.5%-0.6pp | 67.7%-15.7pp |
| Annual return | 13.12% | 35.30%-22.2pp | 1709.28%-1696.2pp | 35.65%-22.5pp |
| Employer contribution / active EE | $1,819 | $671+171.1% | $1,040+74.8% | $2,756-34.0% |
| Participant deferral / active EE | $3,073 | $1,228+150.1% | $1,954+57.3% | $4,299-28.5% |
| Admin fee / account holder | $2,862 | $2,432+17.7% | $2,825+1.3% | $6,940-58.8% |