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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,637 | $29,733+43.4% | $56,025-23.9% | $80,959-47.3% |
| Participation rate | 51.9% | 41.7%+10.2pp | 52.5%-0.6pp | 67.7%-15.7pp |
| Annual return | 13.12% | 35.28%-22.2pp | 1712.69%-1699.6pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,819 | $672+170.8% | $1,042+74.6% | $2,757-34.0% |
| Participant deferral / active EE | $3,073 | $1,229+149.9% | $1,955+57.2% | $4,300-28.5% |
| Admin fee / account holder | $2,862 | $2,434+17.6% | $2,828+1.2% | $6,925-58.7% |