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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,962 | $28,624+113.0% | $53,647+13.6% | $82,637-26.2% |
| Participation rate | 47.8% | 47.3%+0.6pp | 56.3%-8.5pp | 68.1%-20.2pp |
| Annual return | 14.83% | 664.98%-650.2pp | 358.33%-343.5pp | 53.51%-38.7pp |
| Employer contribution / active EE | $2,204 | $637+246.2% | $962+129.1% | $2,552-13.6% |
| Participant deferral / active EE | $3,971 | $1,196+231.9% | $1,813+119.0% | $4,126-3.8% |
| Admin fee / account holder | $3,264 | $2,022+61.4% | $2,460+32.7% | $7,339-55.5% |