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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,884 | $34,316-65.4% | $74,722-84.1% | $72,975-83.7% |
| Participation rate | 29.5% | 42.4%-12.9pp | 54.5%-25.0pp | 69.5%-40.0pp |
| Annual return | 26.18% | 26.58%-0.4pp | 753.11%-726.9pp | 81.01%-54.8pp |
| Employer contribution / active EE | $518 | $692-25.1% | $1,084-52.2% | $2,440-78.8% |
| Participant deferral / active EE | $653 | $1,272-48.6% | $1,963-66.7% | $3,608-81.9% |
| Admin fee / account holder | $976 | $2,125-54.0% | $3,335-70.7% | $5,124-80.9% |