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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,057 | $211,288-9.6% | $178,540+7.0% | $145,884+31.0% |
| Participation rate | 54.5% | 80.8%-26.3pp | 77.1%-22.6pp | 80.3%-25.8pp |
| Annual return | 16.23% | 30.27%-14.0pp | 27.15%-10.9pp | 551.85%-535.6pp |
| Employer contribution / active EE | $724 | $4,574-84.2% | $3,953-81.7% | $4,662-84.5% |
| Participant deferral / active EE | $1,794 | $6,967-74.2% | $6,281-71.4% | $6,690-73.2% |
| Admin fee / account holder | $1,680 | $12,105-86.1% | $10,424-83.9% | $13,392-87.5% |