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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,057 | $210,698-9.3% | $178,014+7.3% | $145,959+30.9% |
| Participation rate | 54.5% | 80.8%-26.2pp | 77.1%-22.5pp | 80.3%-25.7pp |
| Annual return | 16.23% | 386.27%-370.0pp | 294.80%-278.6pp | 561.95%-545.7pp |
| Employer contribution / active EE | $724 | $4,567-84.1% | $3,950-81.7% | $4,661-84.5% |
| Participant deferral / active EE | $1,794 | $6,958-74.2% | $6,276-71.4% | $6,689-73.2% |
| Admin fee / account holder | $1,680 | $12,016-86.0% | $10,362-83.8% | $13,398-87.5% |