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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,667 | $190,862-40.4% | $159,991-29.0% | $134,509-15.5% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -17.92% | 552.59%-570.5pp | 408.82%-426.7pp | 418.13%-436.1pp |
| Employer contribution / active EE | $923 | $4,995-81.5% | $4,225-78.2% | $4,741-80.5% |
| Participant deferral / active EE | $2,405 | $6,924-65.3% | $6,183-61.1% | $6,400-62.4% |
| Admin fee / account holder | $620 | $10,495-94.1% | $8,715-92.9% | $11,427-94.6% |