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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,854 | $228,352-49.3% | $185,835-37.7% | $158,966-27.1% |
| Participation rate | 58.3% | 82.3%-24.0pp | 78.0%-19.7pp | 82.0%-23.6pp |
| Annual return | 15.70% | 40.81%-25.1pp | 35.96%-20.3pp | 302.95%-287.2pp |
| Employer contribution / active EE | $682 | $4,967-86.3% | $4,087-83.3% | $4,762-85.7% |
| Participant deferral / active EE | $1,946 | $6,416-69.7% | $5,633-65.5% | $5,983-67.5% |
| Admin fee / account holder | $2,956 | $11,867-75.1% | $9,502-68.9% | $11,250-73.7% |