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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,253 | $71,057+22.8% | $93,654-6.8% | $80,874+7.9% |
| Participation rate | 60.0% | 60.4%-0.4pp | 68.7%-8.7pp | 67.6%-7.6pp |
| Annual return | 13.45% | 11.26%+2.2pp | 133.34%-119.9pp | 35.62%-22.2pp |
| Employer contribution / active EE | $2,287 | $1,564+46.3% | $2,421-5.5% | $2,756-17.0% |
| Participant deferral / active EE | $4,282 | $4,034+6.2% | $4,413-3.0% | $4,297-0.3% |
| Admin fee / account holder | $11,352 | $6,944+63.5% | $8,282+37.1% | $6,935+63.7% |