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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,253 | $71,230+22.5% | $93,727-6.9% | $80,959+7.8% |
| Participation rate | 60.0% | 60.4%-0.4pp | 68.7%-8.7pp | 67.7%-7.7pp |
| Annual return | 13.45% | 11.26%+2.2pp | 133.83%-120.4pp | 35.67%-22.2pp |
| Employer contribution / active EE | $2,287 | $1,565+46.1% | $2,421-5.5% | $2,757-17.0% |
| Participant deferral / active EE | $4,282 | $4,037+6.1% | $4,417-3.1% | $4,300-0.4% |
| Admin fee / account holder | $11,352 | $6,961+63.1% | $8,292+36.9% | $6,925+63.9% |