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| Provider | Service type | Compensation |
|---|---|---|
BELL BANK1 year Service code 15 · EIN 45-0283315 | Recordkeeping | $31,386 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,207 | $67,602+67.5% | $82,312+37.5% | $70,126+61.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 17.58% | 21.57%-4.0pp | 25.88%-8.3pp | 73.15%-55.6pp |
| Employer contribution / active EE | $1,632 | $1,755-7.0% | $2,428-32.8% | $2,343-30.3% |
| Participant deferral / active EE | $5,379 | $2,987+80.1% | $3,706+45.1% | $3,332+61.4% |
| Admin fee / account holder | $335 | $4,512-92.6% | $5,608-94.0% | $4,645-92.8% |