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| Provider | Service type | Compensation |
|---|---|---|
BELL BANK7 years Service code 15 · EIN 45-0283315 | Recordkeeping | $46,244 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,018 | $76,112+69.5% | $96,544+33.6% | $71,529+80.4% |
| Participation rate | 99.1% | 74.4%+24.7pp | 76.0%+23.1pp | 67.9%+31.2pp |
| Annual return | 23.88% | 22.80%+1.1pp | 25.88%-2.0pp | 28.97%-5.1pp |
| Employer contribution / active EE | $1,331 | $2,248-40.8% | $2,966-55.1% | $2,590-48.6% |
| Participant deferral / active EE | $4,565 | $4,217+8.3% | $4,851-5.9% | $4,291+6.4% |
| Admin fee / account holder | $302 | $2,708-88.8% | $8,254-96.3% | $1,588-81.0% |