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| Provider | Service type | Compensation |
|---|---|---|
BELL BANK5 years Service code 15 · EIN 45-0283315 | Recordkeeping | $36,845 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,140 | $84,936+72.1% | $111,308+31.3% | $79,391+84.1% |
| Participation rate | 97.1% | 75.9%+21.2pp | 77.3%+19.7pp | 70.7%+26.3pp |
| Annual return | 16.57% | 17.45%-0.9pp | 54.67%-38.1pp | 116.88%-100.3pp |
| Employer contribution / active EE | $1,412 | $1,979-28.7% | $2,732-48.3% | $2,428-41.9% |
| Participant deferral / active EE | $4,974 | $3,888+27.9% | $4,487+10.8% | $4,046+22.9% |
| Admin fee / account holder | $347 | $537-35.4% | $7,965-95.6% | $627-44.6% |