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| Provider | Service type | Compensation |
|---|---|---|
BELL BANK3 years Service code 15 · EIN 45-0283315 | Recordkeeping | $32,250 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,744 | $65,378+64.8% | $87,103+23.7% | $65,186+65.3% |
| Participation rate | 97.3% | 75.3%+21.9pp | 76.9%+20.4pp | 70.2%+27.1pp |
| Annual return | 25.00% | 31.28%-6.3pp | 28.19%-3.2pp | 29.39%-4.4pp |
| Employer contribution / active EE | $1,365 | $1,823-25.1% | $2,521-45.9% | $2,177-37.3% |
| Participant deferral / active EE | $4,660 | $3,389+37.5% | $4,049+15.1% | $3,514+32.6% |
| Admin fee / account holder | $309 | $520-40.6% | $7,491-95.9% | $847-63.6% |