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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,175 | $92,684-90.1% | $82,706-88.9% | $134,509-93.2% |
| Participation rate | 65.0% | 75.2%-10.2pp | 72.6%-7.6pp | 81.2%-16.2pp |
| Annual return | -22.94% | 945.84%-968.8pp | 701.76%-724.7pp | 418.13%-441.1pp |
| Employer contribution / active EE | $919 | $3,272-71.9% | $3,007-69.4% | $4,741-80.6% |
| Participant deferral / active EE | $1,936 | $4,800-59.7% | $4,394-55.9% | $6,400-69.8% |
| Admin fee / account holder | $0 | $5,982-100.0% | $5,329-100.0% | $11,427-100.0% |