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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,715 | $99,011-79.1% | $86,582-76.1% | $147,586-86.0% |
| Participation rate | 37.5% | 76.3%-38.8pp | 73.5%-36.0pp | 82.8%-45.3pp |
| Annual return | 15.81% | 1312.75%-1296.9pp | 965.08%-949.3pp | 578.59%-562.8pp |
| Employer contribution / active EE | $518 | $3,132-83.5% | $2,839-81.7% | $4,876-89.4% |
| Participant deferral / active EE | $840 | $3,972-78.9% | $3,609-76.7% | $5,439-84.6% |
| Admin fee / account holder | $3,563 | $5,709-37.6% | $4,904-27.4% | $10,886-67.3% |