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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,130 | $103,000-82.4% | $90,300-79.9% | $152,885-88.1% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 22.93% | 95.19%-72.3pp | 78.11%-55.2pp | 345.39%-322.5pp |
| Employer contribution / active EE | $899 | $3,138-71.3% | $2,854-68.5% | $4,763-81.1% |
| Participant deferral / active EE | $1,611 | $4,281-62.4% | $3,884-58.5% | $5,851-72.5% |
| Admin fee / account holder | $1,092 | $6,173-82.3% | $5,353-79.6% | $11,598-90.6% |