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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,538 | $90,486-81.7% | $78,676-79.0% | $273,972-94.0% |
| Participation rate | 42.9% | 76.5%-33.7pp | 73.6%-30.7pp | 83.0%-40.2pp |
| Annual return | 7.66% | 75.62%-68.0pp | 62.19%-54.5pp | 41.46%-33.8pp |
| Employer contribution / active EE | $594 | $3,175-81.3% | $2,850-79.2% | $4,869-87.8% |
| Participant deferral / active EE | $1,072 | $3,901-72.5% | $3,517-69.5% | $5,287-79.7% |
| Admin fee / account holder | $1,112 | $5,263-78.9% | $4,510-75.4% | $10,133-89.0% |